Montrose Mutual Voice Privacy Statement

Montrose Mutual Voice is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to Montrose Mutual’s website and governs data collection and usage. By using the Montrose Mutual website, you consent to the data practices described in this statement.

Collection of your Personal Information

Montrose Mutual Voice collects personally identifiable information, such as your email address, name, home or work address or telephone number. Montrose Mutual Voice also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

Information about your computer hardware and software is also automatically collected by Montrose Mutual Voice. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by Montrose Mutual Voice for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Montrose Mutual website.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Montrose Mutual public message boards, this information may be collected and used by others. Note: Montrose Mutual Voice does not read any of your private online communications.

Montrose Mutual Voice encourages you to review the privacy statements of websites you choose to link to from Montrose Mutual Voice so that you can understand how those websites collect, use and share your information. Montrose Mutual Voice is not responsible for the privacy statements or other content on websites outside of the Montrose Mutual Voice family of websites.

Use of your Personal Information

Montrose Mutual Voice collects and uses your personal information to operate the Montrose Mutual website and deliver the services you have requested. Montrose Mutual Voice also uses your personally identifiable information to inform you of other products or services available from Montrose Mutual Voice and its affiliates. Montrose Mutual may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Montrose Mutual Voice does not sell, rent or lease its customer lists to third parties. Montrose Mutual Voice may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (email, name, address, telephone number) is not transferred to the third party. In addition, Montrose Mutual Voice may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using

your personal information except to provide these services to Montrose Mutual Voice, and they are required to maintain the confidentiality of your information.

Montrose Mutual Voice does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

Montrose Mutual Voice keeps track of the websites and pages our customers visit within Montrose Mutual Voice, in order to determine what Montrose Mutual Voice services are the most popular. This data is used to deliver customized content and advertising within Montrose Mutual Voice to customers whose behavior indicates that they are interested in a particular subject area.

Montrose Mutual Voice websites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Montrose Mutual Voice or the site; (b) protect and defend the rights or property of Montrose Mutual Voice; and, (c) act under exigent circumstances to protect the personal safety of users of Montrose Mutual Voice, or the public.

Use of Cookies

The Montrose Mutual website uses “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a webpage server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Montrose Mutual Voice pages, or register with Montrose Mutual Voice site or services, a cookie helps Montrose Mutual Voice to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Montrose Mutual Voice website, the information you previously provided can be retrieved, so you can easily use the Montrose Mutual Voice features that

you customized.

You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Montrose Mutual Voice services or websites you visit.

Security of your Personal Information

Montrose Mutual Voice secures your personal information from unauthorized access, use or disclosure. Montrose Mutual Voice secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such

as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

Montrose Mutual Voice will occasionally update this Statement of Privacy to reflect company and customer feedback. Montrose Mutual Voice encourages you to periodically review this Statement to be informed of how Montrose Mutual Voice is protecting your information.

Contact Information

Montrose Mutual Voice welcomes your comments regarding this Statement of Privacy. If you believe that Montrose Mutual Voice has not adhered to this Statement, please contact Montrose Mutual Voice at winita@wabash.net. We will use commercially reasonable efforts to promptly determine and remedy the problem.